This Refund Policy outlines the terms under which refunds are handled for services offered by Arishvan B Kumar. 1. Nature of Services All services provided are related to personal healing, coaching, training, and self-transformation. These services are experiential in nature and require time, energy, and personal commitment. 2. No Guaranteed Results Results from healing or coaching sessions may vary from person to person. Since outcomes depend on individual openness, consistency, and personal factors, no guaranteed results are promised. 3. No Refund After Session Once a session, program, or service has started or been delivered, no refund will be issued under any circumstances. 4. Digital Products and Programs Payments made for digital products, online programs, recordings, or downloadable content are non-refundable once access has been provided. 5. Missed or Incomplete Sessions If a client misses a session or does not complete a program for personal reasons, no refund will be applicable. 6. Rescheduling Policy Rescheduling of sessions may be allowed at the discretion of Arishvan B Kumar, provided prior notice is given. Refunds will not be provided in case of rescheduling. 7. Payment Disputes Any payment disputes or chargebacks initiated without prior communication may result in suspension of services and access to programs. 8. Exceptional Circumstances In rare and exceptional situations, refund requests may be reviewed on a case-by-case basis. The final decision will rest solely with Arishvan B Kumar. 9. Policy Changes This Refund Policy may be updated or modified at any time without prior notice. Continued use of services indicates acceptance of the revised policy. 10. Acceptance of Policy By making a payment for any service or program, you acknowledge that you have read, understood, and agreed to this Refund Policy.